Deposit and Withdrawal Fees

Deposits

1. Visa/MasterCard Deposits (Charged by Payment channel, FX Fee is included)
   USD Deposits：5.99% 3.99% ❶
   GBP Deposits: 5.99%
   EUR Deposits: 5.99%
   JPY Deposits: 5.99%
   KRW Deposits：5.99%
   THB Deposits: 5.99%

2. Hong Kong Account Deposits
   HK local bank HKD FPS transfer: free and credited in real-time (currently requiring users to apply for currency exchange)
   USD transfers via HK local banks: a handling fee of 15 HKD per transaction (charged by the bank). This method is recommended for more convenient U.S. stock trading.
   HSBC Hong Kong account: incurs no charges for deposits or withdrawals in USD or HKD.

3. Singapore Account Deposits
   RockFlow supports Singapore local bank SGD transfers for deposits, free and credited in real-time.

4. E-wallet/Local Bank Deposits(Charged by the Payment channel)
   PHP Deposits: 4.5%
   IDR Deposits: 2.6% - 4.6%
   AED Deposits：4.5% + 2AED

5. Deposits from other currencies via electronic wallets/local banks (fees collected by the payment gateway, including currency conversion charges).

Withdrawal Fees

• HKD Withdrawals (to Hong Kong local bank accounts): Free
• SGD Withdrawals (to Singapore local bank accounts): Free
• USD withdrawals (to Hong Kong local bank accounts):
  • HSBC-to-HSBC transfers: Free
  • Transfers to non-HSBC accounts: $10 USD per transaction, charged by the payment channel
• USD withdrawals (to non-Hong Kong local bank accounts):
  • Bank of China Singapore-to-Bank of China Singapore transfers: Free
  • Transfers to other banks (excluding Bank of China Singapore): $20 USD per transaction, charged by the paying bank. Additional fees may apply from intermediary banks, typically ranging from a few to several dollars, depending on the transfer route
• Other currency withdrawals (international wire transfers): $20 USD per transaction, charged by the paying bank. Additional fees may apply from intermediary banks, typically ranging from a few to several dollars, depending on the transfer route. A possible foreign exchange fee of 0.55% may also apply. All fees are charged by the payment channel

ATN：
❶ Discounted fee rates for card deposits during the promotional period.
❷ Other supported currencies include: EUR, GBP, AUD, NZD, JPY, CAD, THB.
❸ Deposit and withdrawal fees are the transfer processing and currency conversion charges collected by the payment service provider. RockFlow does not impose any fees.
❹ RockFlow reserves the right to modify the fees described herein in response to changes in rates charged by external service providers.